Millennial Family's Financial Storm: Student Debt and Childcare.

A millennial couple earning $170,000 per year has been living frugally to build wealth, but fears a "pending financial storm" due to the end of the federal student loan repayment pause and the need to pay for childcare. They have almost completely paid off their mortgage and have been throwing extra money at their student loans to be debt-free by the end of the year. The couple hopes to retire early and be financially independent, but the rising cost of necessities and student debt have made it difficult for many elder millennials to achieve financial stability.