Trump pushes executive order to create universal retirement accounts for workers without employer plans

President Trump plans to sign an executive order creating a new universal retirement account for workers who lack access to employer-sponsored plans, integrating with the Saver's Match (up to $1,000 per year). Pew data show about 56 million Americans without workplace retirement coverage. The proposal uses Saver's Match rules tied to Secure 2.0, with full effect in 2027, and would urge Congress to expand coverage and the savings credit; the White House says the order is a step toward a broader, congressional-backed reform.