Recent Changes and Challenges in Federal Student Loan Policies
TL;DR
The One Big Beautiful Bill Act, signed into law on July 4, 2025, introduces immediate changes to federal student loan programs, including removing the partial financial hardship requirement for income-based repayment plans, allowing certain consolidation loan borrowers to enroll in IBR, reducing annual loan limits for part-time students, and amending the Public Service Loan Forgiveness program to include payments under the new Repayment Assistance Plan. It also delays the implementation of certain Biden Administration regulations related to borrower defense and closed school discharges, restoring previous regulations for loans before July 1, 2035.
Topics:nationeducation#education#federal-student-aid#ibr-plan#loan-forgiveness#regulations-delay#student-loans
- (GEN-25-04) Federal Student Loan Program Provisions Effective Upon Enactment Under the One Big Beautiful Bill Act FSA Partner Connect (.gov)
- Student loan borrowers may be left with 'no affordable options' under Trump plan changes, advocate says CNBC
- The End of Unlimited Grad-School Loans Could Leave Some Colleges and Students in the Lurch The Chronicle of Higher Education
- Republicans cap student loan debt. Why that’s bad news for California medical students CalMatters
- Trump is kicking off sweeping changes to student-loan repayment Business Insider
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