FDIC reevaluates U.S. bank deposit insurance policies.

The Federal Deposit Insurance Corp (FDIC) is set to release a report on Monday that will outline policy options for changing the way deposits are guaranteed, including deposit insurance coverage levels and excess deposit insurance. The report comes after regulators backstopped all deposits, including those above the FDIC's guarantees of up to $250,000 per person, per bank, in an attempt to prevent contagion to the banking system following the collapse of Silicon Valley Bank and Signature Bank in March. Some lawmakers have called for the cap to be raised or eliminated altogether, but any changes would require legislation from Congress.