Childless Americans Face Greater Retirement Worries Than Parents

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Source: USA Today
TL;DR Summary

A 2026 Allianz Center for the Future of Retirement survey found that 52% of childless Americans are confident about saving for retirement (vs 72% with children), while 71% worry rising living costs will affect retirement (vs 64% with kids). Many childless adults lack a written financial plan (62% vs 42%), and only 19.9% have a will, highlighting that not having kids does not automatically ease retirement planning—especially for singles facing higher housing costs and limited planning.

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