"Kickstart Financial Wellness in 2024: Monthly Steps to Save, Invest, and Reduce Debt"

CNBC Select provides a month-by-month guide to improve your financial habits in 2024, starting with creating a budget in January and ending with planning holiday expenses in December. The guide includes picking a debt repayment strategy, hiring a tax professional, opening a high-yield savings account, starting a sinking fund, getting a travel credit card, optimizing spending, reviewing insurance policies, checking credit, investing, reviewing employee benefits, and planning for the holidays. Each month focuses on a specific aspect of personal finance, with the aim of building healthy financial habits gradually over the year.