"Maximizing Your Tax Refund: Insights from a Lawyer Who Eliminated $200K Debt"

Finance expert Erika Kullberg recommends using tax refund money to first fill up emergency savings, then tackle debt using the debt avalanche method, which helped her pay off $200,000 in debt. She advises having 6-9 months' worth of living expenses in an emergency fund and prioritizing paying off debt with the highest interest rates first. If emergency savings and debt are taken care of, she suggests putting the refund toward financial goals rather than splurging.