Bipartisan housing bill becomes law without Trump’s signature

A bipartisan affordable housing bill, the 21st Century Road to Housing Act, automatically became federal law at midnight after President Trump refused to sign it in protest that Congress hadn’t passed the SAVE America Act. The bill, approved 358-32 in the House and 85-5 in the Senate, would boost manufactured housing, loosen some small-dollar mortgage rules, expand protections against large investors, overhaul federal housing programs, and streamline environmental reviews—the law takes effect without a signature.