Debate over expanding bank deposit guarantees intensifies in US.

Hardline Republicans in the US House of Representatives have vowed to oppose any universal federal guarantee on bank deposits above the current $250,000 limit, throwing a major roadblock to a key tool regulators could deploy if bank runs re-emerge as financial confidence wobbles. Some bankers and banking trade groups have asked for universal guarantees from the Federal Deposit Insurance Corp (FDIC) to weather the crisis touched off earlier this month by the failure of Silicon Valley Bank. The upheaval has been marked by uninsured business depositors fleeing smaller community and regional lenders toward the largest banks perceived as "too big to fail."