"Maximize Your Savings: Discover the Top CD Rates and High-Yield Savings Accounts for 2024"

A dozen nationwide CDs are currently offering rates between 5.75% and 5.88% APY, with the highest rate of 5.88% APY available for a 7-month term. The leading jumbo CD rate is 5.80% APY for an 18-month term. The Federal Reserve's future rate moves are uncertain, but CD rates are expected to plateau near their current levels unless the Fed raises rates again. It is advised to shop around for the best rates, as national averages are often much lower than the top rates available.