"Maximize Your Savings with the Best CD and Money Market Rates Today"

CD rates continue to rise despite the Federal Reserve's decision to hold rates steady. The number of nationally available CDs offering rates of 5.65% APY or higher has increased from 15 to 21. Credit Human offers the highest nationally available CD rate of 5.80% APY, with a flexible term of 12 to 17 months. The Federal Savings Bank also offers a 1-year certificate with the same rate. Jumbo-sized deposits can earn even higher rates, with the top jumbo rate currently at 5.85% APY for a 170-day term. The Fed's decision to hold rates is temporary, and further rate hikes may still occur.