"Reevaluating Investment Strategies: Exiting SCHD and Avoiding REITs"

The author rethinks income investing and explains why they sold their REITs and won't touch SCHD, a dividend ETF, in their Roth IRA. They argue that dividends don't move the needle in the face of currency debasement and suggest that investing in growth assets like tech stocks or utilizing the volatility risk premium for cash flow may be more beneficial. They rate SCHD as a hold for stable income but emphasize the need to outperform the inflation of the money supply.