State Farm kicks off $5B cash-back to auto policyholders, average around $100

State Farm Mutual began distributing a one-time $5 billion cash-back dividend to auto policyholders after stronger-than-expected underwriting, with average payouts around $100 per customer (range 4–10% of 2025 premiums, varying by state). Eligibility covers private passenger auto policies in 2025, with payouts issued in waves. Those with registered emails will get portal instructions to choose payment method, while others will receive a mailed check; the dividend does not affect future auto rates.