The Capital You Need to Forever Cover Medicare Premiums

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Source: 24/7 Wall St.
The Capital You Need to Forever Cover Medicare Premiums
Photo: 24/7 Wall St.
TL;DR Summary

Medicare costs around $5,000 per year per person when combining Part B, Part D, and Medigap, with Part B rising in 2026. To fund that forever, you’d need about $143,000 at a 3.5% yield or $100,000 at 5%. A 3.5% dividend-growth portfolio could grow that income over 20 years, while a high-yield, flat 10% plan risks principal erosion. The piece urges readers to tally the past year’s Medicare spending, compare yield-based strategies, model IRMAA with future income, and plan retirement in manageable steps—cover Medicare first, then other expenses—with fiduciary guidance.

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