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Healthcare Costs

All articles tagged with #healthcare costs

Disney Rolls Back Spousal Health Coverage Amid Rising Medical Costs
business4 days ago

Disney Rolls Back Spousal Health Coverage Amid Rising Medical Costs

Disney will narrow spouses’ eligibility for Disney-sponsored health plans starting in 2027 if they can obtain coverage through their own employer, with children’s coverage and vision/dental plans staying the same. The move mirrors a broader corporate response to rising healthcare costs, including an 11% projected cost rise for 2027 and higher per-employee spend driven by drug costs, affecting about 160,000 Cast Members and reflecting trends seen at other large employers.

Bridging the Gap to Clinical Trials: Access, Costs, and Change
health6 days ago

Bridging the Gap to Clinical Trials: Access, Costs, and Change

Many patients want to join clinical trials, but recruitment is hampered by geographic, time, and cost barriers, plus limited provider referrals and difficult trial searches. While ACA-mandated coverage helps with routine trial costs, incidental expenses and out-of-network issues can block participation. Policymakers and advocacy groups are pushing to streamline rules, fund travel/childcare support, and explore decentralized trials to expand access; patients should ask about trials, use search tools, and seek navigator help to identify feasible options.

Disney trims spousal health coverage amid rising costs
business7 days ago

Disney trims spousal health coverage amid rising costs

Disney will stop offering medical insurance to US employees' spouses who have access to their own employer coverage starting next year, as part of cost-cutting amid rising healthcare costs; the policy excludes spouses who are unemployed or lack such coverage and does not affect dental or vision benefits, reflecting a broader trend of employers trimming benefits to manage costs.

GLP-1 Wins My Career, Now We Must Budget It Together
advice18 days ago

GLP-1 Wins My Career, Now We Must Budget It Together

A Slate Pay Dirt reader explains spending a large share of her budget on GLP-1 medication not covered by insurance, which has improved weight, health, and even career prospects, while her husband views it as an unnecessary luxury. The column reframes the drug as a shared, essential investment in earning power and well-being, suggests checking employer coverage or savings programs, avoiding sketchy online pharmacies, and having a frank conversation about finances. If they can’t find a way to fund it, the marriage may face deeper issues.

Full-body MRI craze under fire: costly, inconclusive, and prone to false alarms
health24 days ago

Full-body MRI craze under fire: costly, inconclusive, and prone to false alarms

The piece examines neuroscientist Andrew Huberman’s endorsement of whole-body MRIs amid clinician pushback: while proponents say such scans can catch problems early, critics highlight high costs, a high rate of incidental findings, and limited evidence that these scans improve outcomes. Experts warn many findings are not actionable, risking overdiagnosis and resource strain, and that the tests are not a proven, evidence-based tool for asymptomatic individuals.

Health insurance tether: a quarter of Americans stay in jobs to keep coverage
health-care1 month ago

Health insurance tether: a quarter of Americans stay in jobs to keep coverage

A West Health–Gallup survey finds 24% of American workers feel “job-locked”—staying in their current jobs mainly to retain employer-sponsored health insurance, up 8 points since 2021. The burden is higher for people with medical debt, financial strain from healthcare costs, chronic conditions, and women. As of March 2025, about 60% of people under 65 have employer coverage; premiums averaged $1,440 for single and $6,850 for a family. With pandemic-era subsidies expired, ACA marketplace premiums rose, and a median 2027 increase around 14% is anticipated, which may push more people to remain with job-based plans, underscoring policy challenges around affordable care and labor mobility.

Rising health costs push 2026 retirees toward an $185k bill, Fidelity finds
personal-finance1 month ago

Rising health costs push 2026 retirees toward an $185k bill, Fidelity finds

Fidelity estimates a 65-year-old retiree in 2026 will need about $185,500 for health and medical costs—up 7.5% from last year—driven by higher costs and more chronic conditions. The projection assumes traditional Medicare (Parts A/B plus Part D) with about 48% of costs from cost-sharing, 45% from premiums, and 7% from out-of-pocket drug costs; long-term care costs are not included but can push totals higher, and many pre-retirees underestimate Medicare coverage, underscoring the value of early saving and HSAs.

UnitedHealth Bets on AI as Q2 Beats Lift 2026 Profit Outlook
business1 month ago

UnitedHealth Bets on AI as Q2 Beats Lift 2026 Profit Outlook

UnitedHealth beat Q2 estimates and raised 2026 adjusted EPS guidance to $19.50–$20 on about $112.0B revenue, aided by AI-driven efficiency while continuing to curb costs and stabilize margins. The company plans $1.5B in AI to speed up prior authorizations and improve payment accuracy as it shrinks membership and exits unprofitable contracts; UnitedHealthcare membership fell to 48.5M, with projected 2026 losses of roughly 500k ACA exchange and 1.1M Medicare Advantage members. A DOJ Medicare billing probe remains ongoing.

Employer Hesitancy Keeps GLP-1 Obesity Drugs Largely Uncovered, Survey Finds
business1 month ago

Employer Hesitancy Keeps GLP-1 Obesity Drugs Largely Uncovered, Survey Finds

An IFEBP survey shows most U.S. employers haven’t expanded GLP-1 obesity-drug coverage. About 36% provide GLP-1 coverage for both diabetes and weight loss (up from 2024), 60% cover diabetes only, and roughly 45% cover GLP-1s for other conditions. Cost remains the main driver, with plans restricting coverage or directing employees to direct-to-consumer options or HSAs/FSA dollars. Employers emphasize existing benefits like disease management and nutrition counseling, and only around 9% are considering obesity coverage. Medicare’s 18-month obesity coverage rollout could shift decisions if real-world savings materialize.

New York Fed finds higher inflation expectations as healthcare and rent rise for households
economy1 month ago

New York Fed finds higher inflation expectations as healthcare and rent rise for households

The New York Fed's June Survey of Consumer Expectations shows median inflation expectations rising to 3.7% for the year ahead and 3.3% over three years. Respondents expect healthcare costs to surge about 9.4% and rent to climb about 8.3% in the next year, while gas costs ease. Pay growth is expected to 2.8%, unemployment expectations fall, and housing costs remain a key driver of consumer concerns amid a broader inflation backdrop.

health1 month ago

Kennedy’s push to widen preventive care sparks debate over evidence and costs

Robert F. Kennedy Jr. is pushing to overhaul the U.S. Preventive Services Task Force to expand coverage for preventive tests (including Alzheimer’s screening), prompting lobbying from test makers and patient groups while raising concerns among experts that expanding coverage could erode the task force’s evidence-based approach and boost insurance costs.

The Capital You Need to Forever Cover Medicare Premiums
personal-finance1 month ago

The Capital You Need to Forever Cover Medicare Premiums

Medicare costs around $5,000 per year per person when combining Part B, Part D, and Medigap, with Part B rising in 2026. To fund that forever, you’d need about $143,000 at a 3.5% yield or $100,000 at 5%. A 3.5% dividend-growth portfolio could grow that income over 20 years, while a high-yield, flat 10% plan risks principal erosion. The piece urges readers to tally the past year’s Medicare spending, compare yield-based strategies, model IRMAA with future income, and plan retirement in manageable steps—cover Medicare first, then other expenses—with fiduciary guidance.

New survivorship programs expand cancer aftercare across New England
healthcare2 months ago

New survivorship programs expand cancer aftercare across New England

Hospitals across New England, led by Dana-Farber, Mass General Brigham, UMass Memorial Health and Dartmouth, are expanding survivorship services to help patients navigate lingering physical and emotional effects and financial debt after cancer treatment, offering survivorship care plans, counseling, family planning, and financial guidance as survival improves.

Lilly CEO: GLP-1s May Redefine American Healthcare
business2 months ago

Lilly CEO: GLP-1s May Redefine American Healthcare

Eli Lilly CEO David Ricks says GLP-1 drugs could be more transformative than AI, with strong weight‑loss and health benefits that could curb the roughly $1.4 trillion annual obesity‑related healthcare costs. He notes pricing moves and upcoming Medicare access (around $50 a month starting July) could broaden adoption, while Lilly’s tirzepatide program underscores how GLP‑1 therapies might reshape U.S. healthcare and chronic disease management.