The Importance of Health and Timing in Retirement Planning.

Despite the uncertainty in the markets and the economy, Louis Barajas, CEO of International Private Wealth Advisors, suggests that this is the best time to continue contributing to long-term plans, including retirement plans. A down market is an opportunity to buy shares at a lower price, using a strategy known as dollar-cost averaging. Barajas recommends a savings rate of 15%, including employer and employee contributions, to ensure long-term retirement security.