
SoFi Posts Record Revenue and Peak Loan Originations in Q2 2026
SoFi Technologies reported strong Q2 2026 results with adjusted net revenue of about $1.2 billion (up ~40% YoY), adjusted EBITDA of $358 million (30% margin), and adjusted net income of $160 million ($0.12 per share). Loan originations reached a quarterly record of $14.8 billion, with 1.1 million new members bringing total membership to 15.8 million. SoFi Plus and SoFi Coach boosted products per member, while net interest income was $790 million and cash revenue topped $1 billion for the third straight quarter. Deposits rose to $45.5 billion. For full-year 2026, SoFi guided adjusted net revenue of $4.75–$4.85 billion, adjusted EBITDA around $1.6 billion, and EPS near $0.60, though management emphasized continued reinvestment for growth and cautioned about higher taxes and potential rate increases affecting profitability.
