Fedvip News

health21 days ago•11 min saved

TRICARE clarifies who gets vision care and how it’s covered

TRICARE outlines vision coverage and routine eye-exam options for active duty members, National Guard/Reserve, dependents, and retirees, including eligibility for FEDVIP vision plans. Coverage varies by plan and age, and referrals or pre-authorization may be required. Active duty members must have regular eye exams; civilian-provider options exist with referrals for some plans. Glasses or contacts are covered only for specific conditions, and TRICARE encourages checking your plan details and consulting your regional contractor for questions.

via TRICARE Newsroom (.mil)|

#coverage #eye-exams #fedvip

health2 years ago•7 min saved

Annual Dental Insurance Review Crucial for Federal Employees and Retirees

Federal employees and retirees are advised to review their dental insurance needs annually and take advantage of the Federal Employees Dental and Vision Insurance Program (FEDVIP) during the open season. FEDVIP offers dental and vision insurance to eligible individuals and their families, with dental premiums paid entirely by the insured. When choosing individual dental insurance, it is important to consider preferred provider networks and the potential costs of out-of-network providers. Dental insurance may not always be cost-effective, especially for preventive care, but can be beneficial for senior citizens and those in need of expensive procedures. Evaluating the bi-weekly or monthly premium, annual maximum, and coinsurance is crucial when considering FEDVIP plans. Alternatively, individuals can consider self-insuring or using health care flexible spending accounts (HCFSA) or health savings accounts (HSAs) to cover dental expenses. Regular dental care and good oral hygiene practices are essential for long-term cost savings.

via My Federal Retirement|

#dental-insurance #federal-employees #fedvip