Big U.S. Banks Ride Loan Surge to Higher Q4 Profits
TL;DR
U.S. banking giants posted stronger Q4 profits helped by rising loan demand, with Bank of America and JPMorgan Chase reporting loan growth and record net interest income. Analysts see continued loan growth into 2026, but banks face headwinds from policy talks on a 10% cap on credit card interest rates and debates over Fed independence amid investigations.
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