CD Rate Roundup: Best Long-Term Options for Today's Economy.

CD shoppers now have 42 certificates paying 5.25% APY or better, with five of those certificates paying 5.50% or better. The top rate available in any term of the daily ranking of the best CDs remains 5.65% APY for a 9-month certificate. The Federal Reserve decided to hold rates steady at its meeting last week, but said it may raise rates later this year. If it does, CD rates will most likely climb even higher than today's record levels.