"December 2023 CD Rates: Top Offers Paying up to 6.5% APY"

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Source: Investopedia
"December 2023 CD Rates: Top Offers Paying up to 6.5% APY"
Photo: Investopedia
TL;DR Summary

The top nationwide CD rate remains at 5.88% APY for a 7-month term, with eight more options paying 5.75% or better on terms ranging from 6 to 18 months. Jumbo CD rates have also seen changes, with All In Credit Union offering the highest rate of 5.80% APY on an 18-month term. The Federal Reserve's future rate moves are uncertain, but CD rates are likely to plateau near their current levels unless the Fed raises rates again.

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