"Maximize Your Savings with the Best CD Rates of December 2023"

The top nationwide CD rate is currently 5.76%, available for 6 or 13 months. While CD rates are expected to soften, there are still historically high rates available for longer durations, such as 5.50% APY for 2 or 3 years. Jumbo CDs also offer competitive rates, with the leading jumbo rate at 5.80% APY. The Federal Reserve's future rate moves remain uncertain, but CD rates are likely to plateau or soften near their current levels.