"Rapid Increase in Car Insurance Costs: What Not to Do to Save"

Car insurance costs have risen by 20.6% over the past year due to factors such as expensive repairs, more accidents, and increased auto theft. Experts advise against reducing coverage to save money, as this could lead to financial risk in the event of an accident. To lower costs, drivers can consider raising their deductible, shopping around for better rates, asking about discounts, improving their credit score, and avoiding decreasing their coverage.