"US Stocks Open Lower as Wall Street Falls on Bank and Tech Losses"

US stocks fell as investors focused on interest rates and a lackluster start to earnings season, with the Dow dropping 0.9% and the S&P 500 shedding 0.6%. Goldman Sachs reported a 51% jump in fourth quarter earnings, while Morgan Stanley's shares dipped over a one-time charge. Federal Reserve Governor Waller indicated a potential interest rate cut this year, but cautioned that the timing and number of cuts would depend on incoming data. Small cap stocks have been popular on Wall Street, with investors bullish on their performance. Additionally, a proposed JetBlue-Spirit merger was blocked, and trending tickers included AMD, Nvidia, and Boeing.