Colorado Springs Leads 2025 Housing Market Amid High Rates

The 2025 National Housing Forecast predicts improved housing inventory and slight national home sales growth, with stronger growth in the South and West. Key factors include regional concentration, recent sales momentum, new construction, younger populations with military or international ties, and government-backed mortgage loans. The top 10 markets, led by Colorado Springs, Miami, and Virginia Beach, benefit from flexible work arrangements and lower costs, despite affordability challenges. These markets also have higher shares of outright homeownership, insulating them from high mortgage rates.