"Exploring the Intersection of Inflation, Rates, Auto Loans, EVs, and Office Towers"

Faster Quantitative Tightening (QT) is not possible due to the amount of Treasuries purchased and current funding of deficits. Mortgaged Backed Securities (MBS) used to convert the housing industry into the housing market are interest rates that would require discounting the face value. The Federal Reserve pumped this pawn shop of the middle class for what they bailed out banks in the previous "great recession banking crisis," purchased at full face value. This time they got smart, the elite selling housing and pumping it, Federal Reserve helping by buying MBS at any cost and no banks to bail out as they already bought it all.