
When Venmo Splits a Dinner: Gen Z's Money Etiquette Goes Digital
Gen Z’s use of apps like Venmo and Zelle makes bill-splitting easier to settle but more prone to friction, as people track every penny and set ambiguous expectations. Etiquette experts say upfront, written conversations about how costs should be shared can reduce awkwardness and conflict, while data on Gen Z spending shows persistent ‘tab tyrants’ and unpaid debts that strain friendships and co-living arrangements.