2027 Health Insurance Costs to Surge Across ACA, Employer, and Medicare Plans
Health insurance premiums are set to rise significantly in 2027 across all major coverage types. ACA marketplace rates are projected to increase by an average of 15%, following a 20% hike in 2026, driven by the expiration of enhanced subsidies and rising medical costs. Employer-based coverage costs are expected to jump 8.2%, the largest increase since 2003, with many employers shifting costs to employees via higher deductibles or copays. Medicare Part D premiums are also rising, with baseline costs increasing by 6% after the end of a temporary federal offset program.
