July Paydays for Social Security: Dates by Benefit Type and Birthdate

The Social Security Administration has published July 2026 payment dates: Supplemental Security Income (SSI) is paid on the 1st (or the preceding weekday if it falls on a weekend/holiday); Retirement, Disability, and Survivors (RSDI) benefits depend on when you started and your birthdate—pre-May 1997 claimants are paid on the first Thursday (July 2 this month), while post-May 1997 claimants are assigned to the 2nd, 3rd, or 4th Wednesday (July 8 for 1st–10th births, July 15 for 11th–20th, July 22 for 21st–31st). The SSA is phasing out paper checks in favor of electronic payments, and missing payments should be reported to your bank first, then to SSA at 1-800-772-1213. The article also notes a possible ~3.9% COLA increase for 2027 per the Senior Citizens League.