Anniversary promos spark top-tier CD rates as inflation nudges yields higher

Credit unions celebrating milestone anniversaries are advertising some of the nation’s highest CD rates, including Southland Credit Union’s 9% APY on a nine‑month CD and Lynchburg Municipal Employees FCU’s 6.5% APY on a 78‑month CD; though real value depends on deposit minimums, term length, and eligibility. Inflation and anticipated Fed moves are lifting CD yields overall, with CD Valet noting a rising median APY across terms and a proliferation of high-rate offers regionally and nationwide as competition for deposits intensifies.