"High-Yield CD Rates Today: Lock in Up to 6.18% on 1-Year Term"

The top CD rates in the US have been decreasing, with only one nationwide certificate offering a rate above 6%. Bayer Heritage Federal Credit Union leads the industry with a 6.18% APY on a 1-year term, followed by Credit Human and Seattle Bank at 5.80% APY. There are 15 CDs available with rates between 5.75% and 5.80% APY. The Federal Reserve's decision on future rate increases remains uncertain, but CD rates are expected to stabilize at their current elevated levels.