Maximizing Your CD Earnings: Latest Rates and Tips.

The top rate for a 3-year CD rose to 5.13% today, while the best rate you can get on any CD is still 5.50% APY, available on 9-month and 15-month terms. There are more than 12 other CDs in our daily rankings that pay at least 5.25% APY. With Federal Reserve members talking of pausing federal fund rate increases, now is an excellent time to lock in a top CD rate.