2027 Health Insurance Open Enrollment: Navigating Rising Costs and Shrinking Options
The 2027 health insurance open enrollment period begins November 1, 2026, with a standard deadline of December 15 for coverage effective January 1. While Fox Business advises consumers to review out-of-pocket costs and in-network providers, KFF reports that ACA Marketplace premiums are rising by double digits and enrollment is declining due to expired subsidies. Insurer exits are reducing competition, and new federal rules regarding fraud and immigration eligibility are complicating the process for many households.