Tag

Disparate Impact

All articles tagged with #disparate impact

law14 days ago•8 min saved

FTC Trims Protections Against Credit Discrimination in Auto Deals

The FTC signed settlements with Passport, Coulter Motor Company, and a former manager to drop parts of court orders meant to prevent unlawful credit discrimination in auto lending, and did not notify courts or coplaintiffs. The removed provisions would have banned race- or ethnicity-based pricing and required ongoing fair-lending training. Critics say the move undermines consumer protections and could enable discriminatory practices, while the FTC says it is moving away from disparate-impact theory in enforcement amid AI-driven lending shifts.

via WIRED|

#auto-dealers #discrimination #disparate-impact

politics2 months ago•33 min saved

Workers Could Be the Next Civics-Crash Victim as Court Expands Voting-Right Logic to Employment

Vox argues that a Justice Department opinion, building on the Callais framework, would apply the Supreme Court’s voting-rights logic to employment discrimination, making disparate-impact claims harder to prove and shifting civil-rights policy away from Congress toward the judiciary—potentially leaving workers more exposed to discriminatory practices while altering who sets civil-rights rules.

via vox.com|

#civil-rights #disparate-impact #gerrymandering

politics3 months ago•7 min saved

Callais ruling narrows voting rights, critics warn of broader rollback

The piece argues that Justice Samuel Alito’s majority in Louisiana v. Callais effectively gut the Voting Rights Act by demanding an intent-based standard and discarding the Act’s effects-focused review, mischaracterizing Congressional authority under the Fifteenth Amendment, and threatening future civil rights protections. It contends the decision narrows Congress’s ability to protect voters of color and could stymie multiracial-democracy efforts, while dissenting voices warn the ruling is an unprecedented narrowing of “appropriate legislation” under the Constitution.

via Balls and Strikes|

#alito #disparate-impact #fifteenth-amendment

politics-and-policy4 months ago•8 min saved

Housing AI boom collides with retreat of anti-bias safeguards

AI is increasingly used to decide housing outcomes like loans and leases, but the Trump administration is rolling back long-standing disparate-impact protections, with HUD and the CFPB proposing rules that limit regulators’ ability to challenge biased algorithmic decisions. Supporters say looser oversight prevents overreach and lets math-based tools help lenders; critics warn this could normalize discrimination since AI models learn from biased data. The change leaves room for future administrations to undo reforms and keeps ongoing debates about how to police fairness in housing tech.

via Politico|

#artificial-intelligence #civil-rights #disparate-impact