Tag

Vym

All articles tagged with #vym

investing3 hours ago•22 min saved

The Real-World Size of a $70K Dividend Portfolio: Yield Isn’t the Whole Answer

Aiming for $70,000 in annual dividend income using ETFs like SCHD (about 3.39%), VYM (2.29%), or FDVV (2.59%) requires a portfolio in the millions—roughly over $2.1 million for SCHD’s yield and even more for the others. The choice of fund matters less than the required principal and after-tax income, since qualified dividends are taxed at capital-gains rates. The real payoff comes from dividend growth over time, not just high current yield, making after-tax income and long-term growth the key considerations.

via 24/7 Wall St.|

#dividend-etfs #fdvv #investing

business1 month ago•7 min saved

Three Vanguard ETFs to Seed a Lifetime Dividend Stream

A Motley Fool piece suggests a three-ETF strategy using Vanguard High Dividend Yield (VYM), Vanguard Energy ETF (VDE), and Vanguard Real Estate ETF (VNQ) to target about $30,000 in annual dividend income. Using the authors’ assumptions, reaching $30k would require roughly $1.1 million invested across the funds, with VYM at ~2.3% yield and 0.04% fees, VDE at ~2.5% yield and 0.09% fees, and VNQ at ~3.6% yield and 0.13% fees. The plan offers diversification across stocks, energy, and real estate, but carries sector-specific risks (notably REITs and energy in certain rate environments) and assumes large initial capital to hit the income goal.

via The Motley Fool|

#business #dividend-income #etfs