
Hawaii tops list for retirement income needs at $64,504, West Virginia lowest at $40,627
A new analysis by MoneyLion using the MIT Living Wage Calculator reveals the annual income required for a single adult without children to retire comfortably in each U.S. state. Hawaii requires the highest income at $64,504, while West Virginia requires the least at $40,627. The average annual Social Security benefit is $24,852, meaning most retirees will need additional income sources to meet these state-specific thresholds.