Retirement on the edge: Americans fear they'll work forever

Inflation, debt and higher everyday costs are fuelling a broad U.S. retirement crisis: WalletHub finds 43% expect to work until they die, and surveys show widespread concern about retirement security (about 60%+ worried, 74% say debt hinders saving, 61% lack retirement accounts). Despite the strain, many still value employer retirement benefits and a notable share of older Americans remain in the workforce by choice, while experts warn the multi-trillion-dollar shortfall and new planning hurdles—crypto and AI—complicate the path to retirement.