Fed Finds Steady U.S. Household Finances in 2025 Amid Softening Job Market and AI Uptake
The Federal Reserve Board’s Economic Well-Being of U.S. Households in 2025, based on the SHED survey from Oct. 2025, shows overall financial well-being holding steady near 2024 levels (73% report being okay or comfortable; 63% could cover a $400 emergency), with persistent price concerns (price increases remain a top worry, major concern down to 53%). The labor market appears solid but softer than last year (42% worry about finding/keeping a job; 8% quit; 7% laid off). AI adoption in the workplace is rising—about one in four workers used generative AI in the prior month, with 81% saying it saves time and could boost careers. The full report, data, and visuals are available from the Fed."
