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Credit Cards

All articles tagged with #credit cards

finance4 days ago•39 min saved

IHG and Chase Overhaul Credit Card Lineup with New $350 Premier Select Tier

IHG and Chase have completely overhauled their cobranded credit card portfolio, introducing a new premium tier and raising annual fees for existing cards. The lineup now includes four cards with fees ranging from $0 to $350, featuring enhanced earning rates, new statement credits, and updated elite status benefits. While new applicants receive updated terms immediately, existing cardholders will see fee increases and benefit changes take effect in 2027. The refresh adds grocery store rewards and higher free-night caps but removes some legacy bonus categories and automatic elite status tiers for certain cards.

via Frequent Miler|

#chase #credit-cards #finance

finance7 days ago•51 min saved

Chase and IHG Launch $350 Premier Select Card with 200,000-Point Bonus

Chase and IHG have launched the new IHG One Rewards Premier Select credit card, featuring a $350 annual fee and a limited-time welcome offer of 200,000 points. The card targets frequent hotel guests with automatic Platinum elite status, 20 annual elite night credits, and up to $300 in quarterly food and beverage rewards. While The Points Guy highlights the high value for loyal IHG users, NerdWallet focuses on the broader portfolio refresh, noting that existing cards now offer enhanced earning rates and a 5-star rating for the mid-tier Premier card.

via The Points Guy|

#chase #credit-cards #finance

finance8 days ago•34 min saved

IHG and Chase Overhaul Credit Card Portfolio with New Premium Tier and Fee Increases

IHG and Chase have completely overhauled their co-branded credit card portfolio, introducing a new premium tier and raising annual fees for existing cards. The lineup now includes four cards with fees ranging from $0 to $350, featuring enhanced earning rates, new statement credits, and updated elite status benefits. While new applicants receive updated terms immediately, existing cardholders will see fee increases and benefit changes take effect in 2027. The refresh adds grocery store rewards and higher free-night caps but removes some legacy bonus categories and automatic elite status tiers for certain cards.

via One Mile at a Time|

#chase #credit-cards #finance

finance8 days ago•70 min saved

IHG and Chase Overhaul Credit Card Lineup with New Premium Tier and Fee Hikes

IHG and Chase have completely refreshed their cobranded credit card portfolio, introducing a new premium tier and raising annual fees for existing cards. The lineup now includes four cards with fees ranging from $0 to $350, featuring enhanced earning rates, new statement credits, and updated elite status benefits. While new applicants receive updated terms immediately, existing cardholders will see fee increases and benefit changes take effect in 2027. The refresh adds grocery store rewards and higher free-night caps but removes some legacy bonus categories and automatic elite status tiers for certain cards.

via Frequent Miler|

#chase #credit-cards #finance

finance8 days ago•18 min saved

Chase and IHG Launch $350 Premier Select Card with 200K Point Bonus

Chase and IHG have launched a new premium credit card, the IHG One Rewards Premier Select, featuring a $350 annual fee and a 200,000-point welcome bonus. The card offers significant perks for frequent hotel guests, including up to $300 in annual food and beverage credits, a $200 airline statement credit, and automatic Platinum elite status. This new addition sits at the top of a recently overhauled four-card portfolio, which now includes higher fees and altered benefits for existing tiers. While the new card provides substantial value for those who stay at IHG properties regularly, it comes with higher costs and specific spending requirements compared to previous iterations.

via One Mile at a Time|

#chase #credit-cards #finance

finance18 days ago•20 min saved

Chase Freedom Flex Goes Fee-Free Abroad, Boosting 5% Rewards

Chase Freedom Flex now has no foreign transaction fees as of Sep 20, 2026, making it a top no-annual-fee option for international travel thanks to 5% rotating categories (up to $1,500 per quarter) that often cover dining and groceries; the article outlines a five-card abroad strategy including Chase Sapphire Reserve, Ink Business Preferred, Wells Fargo Autograph, and Capital One VentureOne, and explains how Freedom Flex can pair with Chase Ultimate Rewards transfers for high-value redemptions while the other cards cover flights, hotels, rental cars, and general spending.

via Upgraded Points|

#chase-freedom-flex #credit-cards #finance

finance19 days ago•21 min saved

Fed Rate Hike Could Push Holiday Costs Higher—Plan Ahead

The Federal Reserve lifted its benchmark rate by 0.25 percentage points to 3.75%–4% — the first hike in three years — which could make financing holiday purchases more expensive as credit-card rates rise. With inflation still elevated and consumer caution evident (credit-card debt up about 4.5% year-over-year; August retail sales up 1.2%; holiday gift budgets down about 1.8%), savers may benefit from higher yields and shoppers are advised to save in high-yield accounts, wait for promotions, and keep borrowing within budget to avoid post-holiday debt.

via Yahoo Finance|

#credit-cards #economy #finance

business21 days ago•7 min saved

Fed Rate Hike Tightens Borrowing, Boosts Savers

The Federal Reserve raised the benchmark rate to 3.75-4% to curb inflation, signaling higher borrowing costs that will mostly affect borrowers with credit-card debt and new auto loans, while savers could benefit from higher yields on high-yield savings and CDs; the impact varies by whether you’re a borrower or a saver, with guidance to shop for lower loan rates, consider high-yield savings, and prioritize paying down debt or refinancing where advantageous.

via USA Today|

#business #car-loans #credit-cards

business23 days ago•133 min saved

Fed Raises Rates as Borrowers Brace for Higher Costs and Savers May Benefit

The Federal Reserve’s rate increase is poised to lift borrowing costs for households while potentially boosting savers’ yields; even as mortgage rates could rise, many homeowners remain protected by recently locked-in low rates, with roughly half of outstanding mortgages at 4% or lower and about 20% at 3% or lower in early 2026. The housing market has cooled as existing-home sales slow, and credit-card rates—tied to the prime rate—are expected to climb in the coming months, helped by higher rates, while auto loan costs remain elevated. Overall, Americans face higher borrowing costs amid persistent high living costs, even as some lenders note many households are still managing comparatively well.

via apnews.com|

#business #credit-cards #federal-reserve

business1 month ago•22 min saved

SkyMiles Bonanza: Delta-Amex Unveils Welcome Bonuses Up to 200,000 Miles

Delta and American Express rolled out limited-time welcome offers across the Delta SkyMiles cards, including a top-end 200,000-mile bonus plus two flight certificates on the Reserve line and substantial mile/credit combos on the Gold and Platinum variants. Highlights include up to 80,000–90,000 miles with statement credits on Gold/Gold Business and Platinum/Platinum Business, plus two Delta Comfort flight certificates and up to 50,000 miles on the Reserve card, and a 200,000-mile offer on Reserve Business. Premium cards carry high annual fees, so value depends on your Delta usage; offers run through November 4, 2026. For many, the Gold cards offer the strongest overall value with meaningful perks and a $0 intro annual fee first year.

via CNBC|

#american-express #business #credit-cards

business1 month ago•9 min saved

Apple Card Turns Seven as Chase Looms for the Issuer Switch

Apple marks seven years of the Apple Card, while a plan emerges to switch the issuer from Goldman Sachs to Chase by early 2028; Mastercard remains the network, and open balances will migrate to Chase with Goldman Sachs continuing customer service in the interim. For now, cardholders can continue using Apple Card as usual, with no confirmed changes beyond the issuer transition and no expansion beyond the U.S. yet.

via MacRumors|

#apple-card #banking #business

economy2 months ago•6 min saved

Grocery Bills Push Americans Toward Borrowing and Belt-Tightening

Rising grocery costs are squeezing American households, pushing more shoppers to borrow, use credit, or tap savings to pay for groceries as inflation, shrinking packaging, and diminished brand trust shape spending habits across income levels.

via USA Today|

#consumer-surveys #credit-cards #economy

economy2 months ago•4 min saved

Inflation-Fueled Leap in Debt-Management Enrollments Sets 2026 Record

A record uptick in debt-management activity in early 2026 shows Americans grappling with higher prices: Money Management International reports 15,000 new clients and an average balance near $40,000, while total U.S. household debt hits a record $18.8 trillion and the personal savings rate sits at 2.7%. Slower savings, rising card delinquencies, and growing use of personal loans or zero-interest cards highlight the tools and trade-offs people rely on to manage debt, though these solutions aren’t universal fixes.

via USA Today|

#consumer-finance #credit-cards #debt-management

travel2 months ago•4 min saved

American Airlines Hikes Admirals Club Fees, Adds Solo Membership

American Airlines will raise Admirals Club membership prices by up to 75% starting Aug. 23, 2026, introducing a new solo "single" membership and removing the household add-on; standard memberships will cost up to $1,400/year with elite-discount tiers (Gold 1,350; Platinum 1,300; Platinum Pro 1,250; Executive Platinum 1,200) while single memberships are $750/year with no guest or partner lounge access. Renewals before Oct. 3, 2026 stay at current rates; the changes fund lounge upgrades and service improvements and align pricing with Delta/United. Separately, Citi/AAdvantage Executive Mastercard rises to $695/year, offering a $500 vacation credit and Omni Hotels status, making the card a cheaper route to lounge access than the full membership. One-day passes remain $79.

via nerdwallet.com|

#admirals-club #airlines #credit-cards

business3 months ago•7 min saved

Premium lounges go off-airport as Amex and Chase lure high-spenders with arena and festival experiences

American Express and Chase are expanding their premium lounge and experiential marketing beyond airports, opening spaces and activations at festivals, stadiums, and events (Coachella, Sundance, Lollapalooza, Formula 1, NBA arenas, and more) to attract and retain high-spending cardholders. They’ve raised annual fees for flagship cards (Amex Platinum to $895, Chase Sapphire Reserve to $795) and offer perks like dining credits and exclusive access. The strategy targets affluent consumers in a shifting economy, where access and experiences can drive loyalty and spending more than traditional rewards.

via CNBC|

#affluent-customers #amex-platinum #business