Tag

Manufactured Housing

All articles tagged with #manufactured housing

housing3 days ago

Lawmakers push to lower loans for factory-built homes

A new bipartisan housing package aims to reduce the cost of factory-built homes and expand their availability by repealing certain construction rules and pressuring Fannie Mae/Freddie Mac to back more personal-property loans, but interest rates on these loans remain higher than conventional mortgages due to securitization and risk gaps; consumer protections and lender considerations add complexity, keeping the affordability challenge for manufactured housing unresolved even as policy momentum builds.

A Simple Rule Change Could Make Manufactured Homes Cheaper and More Design‑Friendly
economy1 month ago

A Simple Rule Change Could Make Manufactured Homes Cheaper and More Design‑Friendly

A landmark housing bill would remove the 50-year-old permanent chassis requirement for manufactured homes, enabling cost reductions (est. 27%–65% cheaper than stick-built homes) and expanded design options, including multi-story designs and ADUs. Real impact hinges on manufacturers passing savings along to buyers and on HUD setting new standards, plus state/local zoning adjustments; the change is part of the bipartisan 21st Century Road to Housing Act, with the chassis rule seen as its key feature, but obstacles remain due to zoning and regulatory alignment across states.

House passes bipartisan housing bill to boost supply
politics2 months ago

House passes bipartisan housing bill to boost supply

The House approved the Road to Housing Act in a 358-32 vote to relax local regulations and spur more affordable housing construction, including incentives for manufactured housing and limits on future purchases by institutional investors; it also contains a crypto provision barring a federal digital dollar and now heads to President Trump for signature. The measure does not address mortgage rates or sharp price declines, which lawmakers say limits its short-term impact.

Investors Buy Mobile-Home Parks, Triggering Mold, Rents, and Displacement
business2 months ago

Investors Buy Mobile-Home Parks, Triggering Mold, Rents, and Displacement

NBC News reports that investment firms acquiring mobile-home parks are raising rents and neglecting maintenance, leading to mold, pests, and evictions in communities like Buck Island, Mississippi. Buck Island is owned by Homes of America, an affiliate of Alden Global Capital, part of a broader trend that residents say harms vulnerable households who often can’t afford to move. The piece details alleged maintenance neglect, buyout pressures (including a $1,000 unit sale), lawsuits accusing concealment of mold and “Abandoned Trailer” sales, and state efforts in Maine and Michigan to bolster protections, illustrating a wider housing‑inequality issue as parks shift toward owner‑occupied models.

House votes to boost housing supply in rare bipartisan moment
policy3 months ago

House votes to boost housing supply in rare bipartisan moment

The House passed the 21st Century ROAD to Housing Act in a rare 396-13 vote, signaling bipartisan will to boost housing supply through incentives and local-approval reforms; a Senate provision that would require seven-year resale of certain rental homes is not in the House bill, creating potential path hurdles and a conference process. The Trump administration signaled support, and leaders want to move quickly before July. April housing starts were 1.465 million annualized, down 2.8% from March, underscoring ongoing underproduction; a shared element is relaxing manufactured-housing rules (no chassis) to lower costs and boost productivity.