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Apple Upgrade Program: A Cheap Lease or Hidden Long-Term Cost?
technology1 month ago

Apple Upgrade Program: A Cheap Lease or Hidden Long-Term Cost?

Apple’s Upgrade program lets you lease select iPhones, iPads, Macs, and Watches with fixed monthly payments and three end-of-lease choices, but it’s effectively a Klarna-powered loan: no interest is charged, yet missed payments can terminate the lease and potentially trigger debt collection; additional costs like AppleCare and damage fees can raise the total, and upgrading early can wipe out resale value you could otherwise recoup—so it’s worth considering mainly if you want lower monthly costs and can stay current.

via The Verge|
#apple#bnpl#klarna
Apple Introduces iPhone Leasing With Klarna to Lower Monthly Costs
technology1 month ago

Apple Introduces iPhone Leasing With Klarna to Lower Monthly Costs

Apple launches Apple Upgrade, a Klarna-backed leasing plan that lets customers lease iPhones (and other devices) for lower monthly payments instead of buying. Base iPhone 17e starts at $17.99/month (vs $24.95/month to own); iPhones and Watches can be leased for 1–2 years, Macs and iPads for 2–3 years, with top models like a 17 Pro Max 2TB around $58.43/month. At lease end you can return the device or pay to keep it; Apple will recycle or resell based on condition. The program replaces the US $42/month upgrade plan, uses soft credit checks, and does not include AppleCare in base prices. It’s appealing for frequent upgraders but may not suit long-term owners, and prices may rise with new models in September.

via Business Insider|
#apple#financing#iphone
Apple Rolls Out All-Device Leasing With Klarna
technology1 month ago

Apple Rolls Out All-Device Leasing With Klarna

Apple expands its Upgrade program into a multi-device lease backed by Klarna, letting customers pay monthly to use iPhone, iPad, Mac, or Apple Watch for 12–36 months with options to own at the end, return, or upgrade. Prices vary by model (examples include iPhone entries from around $17.99/mo and Macs from about $25/mo), and AppleCare+ isn’t included by default. Missed payments can roll over, and three consecutive missed payments may terminate the lease or lead to collections, though hardship options exist.

via PCMag|
#apple-upgrade#ipad#iphone
Apple Upgrade Leasing: 20 Key Facts You Need to Know
technology1 month ago

Apple Upgrade Leasing: 20 Key Facts You Need to Know

Apple has replaced the iPhone Upgrade Program with a Klarna-backed Apple Upgrade leasing option in the U.S., enabling leases on iPhone, iPad, Mac, and Apple Watch with 24- or 36-month terms; devices are unlocked but you must pick a carrier or postpaid plan, and you don’t own the device until the final payoff. If you miss payments, it rolls into the next month, and three consecutive misses terminates the lease with the remaining balance due; there are no late fees but it can affect your credit. AppleCare+ isn’t included; damage is charged by Klarna; some devices, education pricing, and refurbishments aren’t eligible. You can end or buy out the lease, or trade in (value split across payments). Klarna payments require debit/ACH, not credit cards. Current iPhone Upgrade Program members can stay for now.

via MacRumors|
#apple-upgrade#applecare#iphone-leasing
Apple Rolls Out a Monthly Lease Plan for iPhone, iPad, Mac and Watch
technology1 month ago

Apple Rolls Out a Monthly Lease Plan for iPhone, iPad, Mac and Watch

Apple has launched the Apple Upgrade Program in the US, letting customers lease iPhone, iPad, Mac, and Apple Watch through Klarna with monthly payments starting at $18 for iPhone and $12 for Apple Watch; 12- and 24-month terms for iPhone/Watch and 24- or 36-month terms for iPad/Mac; trade-ins can lower costs; signup is quick with a soft credit check, and at term end you can return, buy out for a small fee, or upgrade, as Apple looks to ease sticker shock amid rising component costs and price hikes.

via CNET|
#apple-upgrade-program#iphone#klarna
Apple Launches Klarna-backed Apple Upgrade Leasing, Phasing Out the iPhone Upgrade Program
technology1 month ago

Apple Launches Klarna-backed Apple Upgrade Leasing, Phasing Out the iPhone Upgrade Program

Apple has introduced Apple Upgrade, a Klarna-backed leasing program for iPhone, iPad, Mac, and Apple Watch that replaces the iPhone Upgrade Program and iPhone Payments. Leases run 12–24 months for iPhone/Watch and 24–36 months for Mac/iPad, with starter monthly prices from $17.99 (iPhone) and $11.99 (Watch). End-of-lease options include returning, paying off, or upgrading; trade-ins/credits affect monthly costs, and Klarna handles the financing. Apple Card users can opt for Apple Card Monthly Installments or Apple Upgrade with 3% Daily Cash on lease payments. Current iPhone Upgrade Program sign-ups end, but existing participants may continue payments until paid off. Availability starts today in-store and online, with model and eligibility restrictions.

via MacRumors|
#apple-card#apple-upgrade#iphone-upgrade-program
Apple Unveils Apple Upgrade: A Lease-to-Upgrade Plan for Its Latest Devices
technology1 month ago

Apple Unveils Apple Upgrade: A Lease-to-Upgrade Plan for Its Latest Devices

Apple announced Apple Upgrade, a US leasing program backed by Klarna that lets you lease iPhone, Mac, iPad, and Apple Watch with 24‑month (iPhone/Apple Watch) or 36‑month (Mac/iPad) terms, offering end‑of‑lease upgrades, upfront purchase, or returns. It replaces the older iPhone Upgrade Program and arrives after recent price hikes to Macs and iPads; soft credit checks apply, and you can upgrade to the latest model over time. Some reports hint Apple could lock financed iPhones from apps if payments lapse, and the iPhone 18 price may be higher when it launches later this year.

via The Verge|
#apple#iphone#klarna
Apple kicks off iPhone leasing with Klarna, starting at $17.99/month
business1 month ago

Apple kicks off iPhone leasing with Klarna, starting at $17.99/month

Apple will launch 'Upgrade' leasing via Klarna in the U.S., offering iPhones on 1- or 2-year leases starting at $17.99/month (no security deposit) after a soft credit check, with similar options for Apple Watch and longer leases for Macs and iPads; at 24 months customers can buy, upgrade, or return the device, while missed payments terminate the lease after three months; the program shifts focus to monthly payments and competes with carrier financing, and Apple has replaced its previous iPhone Upgrade Program.

via CNBC|
#apple#business#financing
Apple Upgrade: A Clever Financing Play That May Stretch Your Wallet
technology1 month ago

Apple Upgrade: A Clever Financing Play That May Stretch Your Wallet

Apple’s Upgrade program lets customers lease high-priced devices (potentially 2,000+ iPhones) with low upfront costs and the option to upgrade, while AppleCare is separated. Backed by Klarna to limit Apple’s credit risk, the plan could help Apple push premium gear in a weak economy, but it also tempts buyers into debt with monthly payments and usage restrictions if payments are missed, and it isn’t available through third-party resellers. For fiscally cautious buyers, it offers flexibility; for others, it could inflate long-term costs.

via AppleInsider|
#apple#apple-upgrade#buy-now-pay-later
Apple Unveils Klarna-Powered Leasing Plan to Replace Upgrade Program
technology1 month ago

Apple Unveils Klarna-Powered Leasing Plan to Replace Upgrade Program

Apple is launching an 'Apple Upgrade' leasing program in the U.S. on July 28, in partnership with Klarna; it will lease iPhone, iPad, Mac, and Apple Watch models with 24-month terms for iPhones and Apple Watches and 36 months for iPads and Macs, with options to return, upgrade, or keep by paying a fee. Some lower-priced devices—Apple Watch SE, entry-level iPad, iPhone 16, and MacBook Neo—aren't eligible, AppleCare+ won't be bundled, and this program will replace the iPhone Upgrade Program for new purchases. Sign-ups for the old program will end the same day, though current enrollees may remain for now.

via MacRumors|
#apple-upgrade-program#ipad#iphone
Apple and Klarna Unveil New 'Apple Upgrade' Financing Program
technology1 month ago

Apple and Klarna Unveil New 'Apple Upgrade' Financing Program

Apple and Klarna will launch the new 'Apple Upgrade' financing program in the U.S. on July 28, 2026, financing most iPhone, iPad, Mac, and Apple Watch models with 24‑month terms for iPhones/Watches and 36‑month terms for iPads/Macs; customers can pay off early, upgrade early, or keep/return after the term, with a soft credit check and potential fees. Some lower‑priced devices (e.g., iPhone 16, entry‑level iPad, Apple Watch SE, MacBook Neo) aren’t eligible, and AppleCare+ isn’t included; the program replaces the old iPhone Upgrade Program and other financing options.

via MacRumors|
#apple-upgrade#financing#ipad
Apple to roll out Klarna-backed upgrade leases spanning 24 and 36 months
technology1 month ago

Apple to roll out Klarna-backed upgrade leases spanning 24 and 36 months

Bloomberg reports Apple will launch an Apple Upgrade program with Klarna, offering 24-month leases for iPhone and Apple Watch and 36-month leases for iPad and Mac, with a soft credit check, the ability to pay off early and upgrade, and a choice to return or keep at lease end. AppleCare won’t be included, and the existing iPhone Upgrade Program is expected to be discontinued when Apple Upgrade launches on July 28. Excluded devices include the Apple Watch SE, base iPad, iPhone 16, and MacBook Neo; this appears intended to sustain device purchases after recent price hikes across most products.

via GSMArena.com|
#apple#financing#klarna
Xbox to offer “Buy Now, Pay Later” options with Klarna and PayPal
gamingtechnology2 months ago

Xbox to offer “Buy Now, Pay Later” options with Klarna and PayPal

Microsoft plans to add BNPL options for Xbox purchases via Klarna and PayPal, allowing players to spread costs over weeks or months with no interest. The feature appears to be in development, hinted by code on the Xbox site, and aims to improve affordability amid rising console and game prices and broader cost-of-living pressures in the gaming industry.

via Windows Central|
#buy-now-pay-later#fintech#gamingtechnology